An irrevocable dynasty trust that assumes all your Club Wyndham fees, loans, and obligations. You fund it once. It pays perpetually. Your heirs inherit a self-sustaining vacation asset.
Maintenance fees rise 3–6% every year. A Gold VIP paying $6,745 today will face $17,830 in 20 years. There is no cap.
When you pass, your heirs inherit the obligation. Most don't want it. They spend thousands on attorneys trying to disclaim it.
Exit companies destroy the asset. Wyndham's own exit program is periodically closed. Doing nothing means fees forever.
PointsVault creates an irrevocable dynasty trust in your name. You make a down payment and monthly contributions. The trust pays Wyndham directly and invests to outgrow fee increases.
Tell us your VIP tier and points level. We model exactly what your trust needs to sustain fees forever, accounting for 5% annual increases with a 20% safety buffer.
Make a 10% down payment and set up monthly contributions over 10, 15, or 25 years. Choose your pace. The trust starts working immediately.
Within weeks, your direct payments to Wyndham stop. The trust handles all fees, taxes, and loan payments automatically.
Once contributions end, the trust's diversified portfolio (TNL dividends, REITs, bonds) covers fees perpetually. Surplus income goes to your heirs for travel.
Delaware LLC structure with perpetual duration. Cannot be sold, ensuring lifelong protection for your family's vacation legacy.
60% Travel + Leisure Co. stock (3.8% yield), 40% hospitality REITs, real estate ETFs, and bonds for 4–6% blended returns.
After fees are covered, excess returns split 50/50: half reinvested to grow the trust, half distributed to heirs for travel expenses.
Partnered with institutional trustees (Fidelity, FNTC). Annual statements, auto-payments, and portfolio rebalancing handled for you.
Enter your ownership details and see exactly what a PointsVault trust would look like — your down payment, monthly contribution, maturity date, and projected heir income.
Based on your ownership profile
Schedule a free, no-obligation consultation. We'll walk through your exact numbers, answer every question, and draft your trust structure — at no cost.
Get Started — Schedule Your Free Consultation* Estimates are illustrative and based on a 30× annual fee corpus model with 5.5% blended portfolio returns and a 20% safety buffer. Actual trust terms are determined during consultation. This is not legal or financial advice.
PointsVault turns vacation ownership into what it should have been from the start: a self-sustaining asset that funds itself, grows over time, and passes to your heirs without the weight of ever-increasing fees.
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